Life Insurance
Life Insurance is an important part of every financial plan. Have you considered Term Life Insurance as an affordable option to protect you and your family? We offer 10, 15, 20, and 30 year level term products through our affiliation with many of the industries most respected companies. Fill out the form below if you’d like to receive a free quote today! We will shop for the best rate among each of the companies and get you on the path to greater peace of mind.
Disability Insurance
In addition to protecting one’s income through life insurance, many people neglect to consider how they will support their family if they are injured and cannot work. Without your income, how will you pay your bills and continue saving for retirement? Individual Disability insurance can bridge the gap and provide financial income for a specified period of time if you become disabled and unable to work. Statistics show that as much as 70% of people between age 30 and 65 may become disabled for as much as three months or longer. Consider learning more about Disability Insurance and ask us how to receive a free quote.
Long-Term Care Insurance
Another important consideration in any financial plan is Long-Term Care Planning. Together with our partnership with New York Long-Term Care Brokers, we can advise you on affordable options to protect you in the event that you or someone you love needs extended care due to aging or a chronic illness. Many assume Medicare will cover the expenses of home care, assisted living, or a nursing home. In fact, Medicare typically provides very limited coverage for extended care. Medicaid can provide coverage but only for those that qualify. Protect your assets and lessen the burden on your loved ones by considering a Long-Term Care Insurance Policy. Ask us how you can learn more!
Robert J. Hoy Agency has access to many leading and respected Life Insurance companies. Call Us Today and ask about Life, Disability, or Long-Term Care options.
(518) 883-3421
(518) 883-8958
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